Privacy Policy
Last updated: 2026.01.07
1. Introduction
This Privacy Policy explains how FalNyomtató Kft (“we”, “us”, “our”) collects, uses, and protects personal data when you use our application FalNyomtató ERP Integration (“the Application”).
The Application uses PSD2 / Open Banking services provided by licensed third-party providers (such as Enable Banking) to access bank account information only with your explicit consent.
2. Data Controller
Company name: FalNyomtató Kft
Email: info@falnyomtato.com
3. Data We Access
With your explicit authorization, the Application may access the following data via Open Banking APIs:
- Bank account identifiers (e.g. IBAN or internal account reference)
- Account currency
- Account balance (if permitted)
- Transaction history, including:
- transaction date
- transaction amount
- transaction currency
- transaction description
- transaction reference
⚠️ The Application does not access online banking credentials, passwords, PINs, or authentication codes.
4. Purpose of Data Processing
We process bank account data solely for the following purposes:
- Internal financial tracking and reconciliation
- Accounting and bookkeeping support
- Expense monitoring and reporting
- Integration of bank transaction data into ERP systems
We do not use personal data for marketing, profiling, or resale.
5. Legal Basis for Processing
The legal basis for processing personal data is:
- Explicit user consent pursuant to Article 6(1)(a) of the GDPR
- PSD2 Directive (EU) 2015/2366
You may withdraw your consent at any time.
6. Data Storage and Retention
- Personal data is stored securely using appropriate technical and organizational measures.
- Bank transaction data is retained only for as long as necessary to fulfill the purposes described in this Policy.
- You may request deletion of your data at any time.
7. Data Sharing
We do not sell or share personal data with third parties, except:
- Licensed Open Banking providers (such as Enable Banking) for the purpose of retrieving bank data
- Service providers strictly necessary for operating the Application (e.g. hosting or infrastructure providers)
All third parties are subject to confidentiality and data protection obligations.
8. Security Measures
We apply appropriate security measures, including but not limited to:
- Encrypted communication (HTTPS / TLS)
- Access control and authentication mechanisms
- Principle of minimal data access
9. Your Rights
Under the GDPR, you have the right to:
- Access your personal data
- Rectify inaccurate or incomplete data
- Request deletion of your data
- Restrict or object to processing
- Withdraw consent at any time
- Lodge a complaint with a supervisory authority
Requests can be sent to: info@falnyomtato.com
10. Third-Party Services
The Application relies on licensed Open Banking service providers. Their respective privacy policies apply to the processing they perform.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be made available within the Application or through appropriate communication channels.
12. Contact
If you have any questions regarding this Privacy Policy or the processing of personal data, please contact us at:
Email: info@falnyomtato.com
